Tuesday, 25 October 2011

top 10 unit trust company in Malaysia!

No
Top 10 Private UTMC*
Fund Size As at Mar 31, 10
(RM million)
Market Share as Mar 31, 10
(%)
Market Share as Feb 28, 10
 (%)
1
Public Mutual
36,610
42.7
41.8
2
AmInvestment Sevices
11,250
13.1
13.7
3
CIMB Group
11,249
13.1
13.5
4
Hwang-DBS Investment Mgmt
5,012
5.9
5.2
5
OSK-UOB Unit Trust
4,236
4.9
5.0
6
HLG Unit Trust
2,744
3.2
4.0
7
Prudential Fund Mgmt
2,418
2.8
2.9
8
ING Funds
2,252
2.6
2.7
9
Pacific Mutual
1,740
2.0
2.0
10
MAAKL Mutual
1,633
1.9
1.9



Sub-total

79,144

92.2

92.7


Total Private Net Asset Value (NAV)

85,662

100.0

100.0
*UTMC: Unit Trust Management Company
(Source: Lipper Fund Table, TheEdge, April 16, 2010)

Monday, 24 October 2011

bursa saham vs Public Mutual unit trust. is it the same thing????

i bet ramai confuse ttg pelaburan dalam BURSA SAHAM dengan UNIT TRUST.
untuk pengetahuan umum, pelaburan bursa saham and unit amanah adalah pelaubran yang 

BERBEZA!

then....what's the difference?

untuk pelaburan BURSA SAHAM
-ia di labur dalam Bursa Saham Malaysia dalam satu- satu kaunter tertentu dgn lot saham secara induvidual. (bukan yang dikumpul secara saham berkumpulan)
-index in BSKL boleh turun naik so DRASTICALLY. then bile turun, kita as investor TIDAK dapat mengawal kejatuhan itu. that is sooo bad!
-the important thing is THE RISK. invest in bursa saham SANGAT RISKY!


investing in UNIT TRUST PUBLIC MUTUAL
- people's invested money di uruskan oleh Sykt Pengurusan Dana PUBLIC MUTUAL, and it is invested to the fund melalui jumlah unit saham yang dikumpul oleh semua pemegang saham. (just like ASB, jumlah duit2 pelabur dalam ASB akan di agihkan ke tempat2 pelaburan). so  ia dilaburkan drpd duit pelabur2 yang ramai, bukan invidual. so, risk utk kite rugi serugi rugi nya SGT1000x TIPIS!
-setiap dana mempunyai kira-kira 5 kaunter yang menjadi tempat untuk dilabur. so ur money automatically diversified into more than 1 company. if let's say 1 company not making a good result that particular year, other 4 counters support!


the best thing is 

PENGURUS DANA (PUBLIC MUTUAL) adalah merupakan
 NO 1
UNIT TRUST COMPANY FOR MORE THAN 30 years! 

so, y wait?
make your move now for your better FUTURE!


  



call me for consultation/explaination

013 777 0966
adelenasykn@yahoo.com

Adelena Asykn
your Unit Trust Consultant for Public Mutual

Saturday, 8 October 2011

Low risk,good return with Public Mutual unit trust

Yes,tgk tajuk pon menarik kan?what kind of investment yan blh bagi 
"low risk, good return"??

 It only happen IF AND ONLY IF u start put some savings/investment in Public Mutual. Tak menjadi masalah langsung kalau u all semua tade cash utk memulakan pelaburan, sbb semua problem pelanggan,  Public Mutual telah pon manage. 

so if you got no cash. go for KWSP!

ya man!

KWSP/EPF allowed you to pull some of the money in it from acc 1 (KWSP)  to start invest in Public Mutual. This is so TRUE!!! anda blh mengeluarkan sebahagian dari simpanan KWSP anda untuk memulakan simpanan/pelaburan dalam Public Mutual unit trust. 


Untuk mengetahu lebih lanjut mengenai how to start your invest ment with KWSP, click sini!


Keuntugan dalam unit trust Public Mutual adalah SANGAT2 jauh berbeza kerana anda blh mendapat divident kira-kira 10-20% setahun. Hebat bukan?

so, how to know the money will be double dalam satu satu masa?
EASY, i give you formula hebat, RULES 72

CTH : If u invest... let's say, RM100,000. and you want to know, how many years the money will be doubled if u take approximately 12% dividend every year?
use the rules 72 method, 

72/12 = 6

so it takes 6 years for the money to be doubled (RM200,000)
then it will continue every 6 years utk the money to be double,
(400 k=12 years)
(800k=18 years!)

seeee???? what kind of investment can give you that such amount of money WITHOUT doing anything?????

that's why the RICH PEOPLE getting richer and richer. They keep investing and on and on and on.
 THAT'S THE POWER OF INVESTING!!

This is the mentality that we should put in our mind! 
always think how to make your money works for you.


Be one of them! start invest with your KWSP. At least when u retire, u can enjoy ur GOLDEN AGE wit something in your pocket.


come!let's  join us.
Put some savings, and LET IT GROW!!!!



call me for consultation/explaination

012 36 848 36
adelenasykn@yahoo.com

Adelena Asykn
your Unit Trust Consultant for Public Mutual







Thursday, 6 October 2011

pengiraan pulangan pelaburan unit trust.

BERMINAT untuk invest dalam pelaburan unit trust?tapi tak tahu how much the return of your investment?berapakah actually your return if you invest in certain period??

Haaa..mesti ade yang tertanya tanya mcam mane the return kaan? profitable, or not?

So, for your information, memang TIADA pulangan yang tetap dalam Public Mutual unit trust. Harga dalam market memang akan selalu berubah ubah. Ada masa mmg pasaran semasa rancak naik, tapi ada masa current market goes down, so macam mane nak buat pengiraaan dan jangkaaan dividend pulangan bagi satu2 pelaburan dalam unit trust?

ok, let me give u one example, tahukah anda, anda boleh memula simpanan pelaburan dalam unit trust dgn simpanan minima sebanyak RM100 setiap bulan.Kaedah ini adalah kaedah favorite dan kaedah terbaik selain menggunakan KWSP. 

Jadi, dengan menyimpan sebanyak RM100 setiap bulan, pada kadar pulangan 10% setiap tahun, pulangan anda akan mejadi sebanyak RM20,665 selepas 10 tahun. jadi jika anda memulakan simpanan sebanyak RM200 sebulan? ia akan berganda menjadi RM41,330. sila rujuk jadual di bawah untuk gambaran yang lebih crystal clear.


so, let us think, how much profit jika anda invest melalui KWSP yang for sure simpanan permulaan yang melebih dari RM100. and how much the return for the investment? 
for sure it moreee than the the figure above. kan2?
(untuk mengetahui bagaiman pelaburan menggunakan KWSP sila click sini)

jadi, tunggu apa lagi, mulakan langkah bijak anda untuk get to know how this investment scheme can help you to achieve your financial freedom
WITHOUT  doing anything!

start saving in unit trust and let the expert manage and take a good care of your money.


 


call me for consultation/explaination

013 777 0966
adelenasykn@yahoo.com

Adelena Asykn
your Unit Trust Consultant for Public Mutual






pelaburan mengunakan KWSP

tiada cash untuk memulakan pelaburan? JGN RISAU!!
Investment in Public Mutual juga membenarkan anda memulakan pelaburan menggunakan KWSP

cara?SENANG ...

but at first, u must identify,

KWSP ade 2 akaun:
1)akaun 1 (tidak boleh membuat sebarang pengeluaran kecuali tujuan pelaburan)
2)akaun 2 (boleh dikeluarkan mengikut keperluan cth : children education, rumah dsb)

 Pelaburan menggunakan KWSP 
HANYA blh dilakukan dgn AKAUN 1

bukan akaun 2. Jadi first of all, u MUST KNOW your current balance in your AKAUN 1. So, after identify, semak jadual di bawah,


situasi 1,

Jika anda berumur 30 tahun, amount balance AKAUN 1 anda RM 30,000.jadi semak jadual di atas, eligible amount yang layak untuk individu yg berumur 30thn adalah RM18,000. So,

30,000 - 18,000 = 12,000.

amount yang anda layak utk start invest in Public Mutual adalah 
12,000 x 20% = 2,400

so, it's only 20% from your KWSP, di mana this 20% blh mejadi your life saver in 5 to 7 years onward.

so, why dont you take an action NOW!


call me for consultation/explaination

013 777 0966
adelenasykn@yahoo.com

Adelena Asykn
your Unit Trust Consultant for Public Mutual

Monday, 3 October 2011

when is the best time to invest in unit trust?

when is the best time to invest?

Anybody wondering, when is it the best time to invest in unit trust? 

As we know nilai dalam stock market ada pasang surut nya. It's very volatile and fluctuate. Takkan pernah ade nilai dalam stock is always goes up. right? so when is the best time to start invest? the answer is NO PERFECT TIME. There's no perfect time to invest in unit trust. However, it's a bonus if u buy when the market going down. Tapi most of us, ramai yang panic bile market start jatuh, semua start utk sell all their funds. So, ini blh menyebab kan mereka semua menjual pada harga rendah dan blh membuat kan mereka menjadi lebih rugi.

In which, ironically, the best time to buy funds when the market really going down, and sells when the market going up.Why is it so?

When we invest in unit trust,  we buying UNITS. Hence the name unit trust anyway. So, we actually keep collecting our units year by year. So, jangan sesekali get confuse, because the money u invest selalu nya tak sama dgn the number of your units in your funds. So, kesimpulannya, bila anda memberli dgn harga rendah, u get a lot more units. right? and if sell when the market's high, u get more profits.

Lagi satu cara yang bagus utk invest around this volatility of stock market, menggunakan "dollar cost averaging". What it means is, kekerapan anda utk top up ur investment by buy units regularly.  Cth EPF, membolehkan kita utk withdraw from KWSP setiap 3 bulan utk top up our 1st investment.

And bila market going down, take FULL action by buy more units as u'll get more for less!

and once reached target anda, SELL!! when market's in a GOOD MOOD  :D

for more info about Unit Trust, 


013 777 0966
for appointment.
TQ

Adelena Asykn
your Unit Trust Consultant for Public Mutual

yaya's grown up

GROWN UP!












and singing is really her thing now.:')


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