Ramai orang yang akan bagi alasan mcm nih when it comes to "put-aside-the-money-for-savings". I wonder, kalau asik bagi alasan macam ni, sampai bila pulak kita nak tunggu TAK ADA commitment?
then, smpai bila bila la kita tak boleh nak menyimpan duit kan? Ironically, bile tanya, ramai pulak nak jadi rich and successful. The sad reality is, it is NEVER going to happen!
Mengikut kajian, HANYA 39% rakyat Malaysia sahaja yang menabung. How sad! Kalau nak menabung je, memang tiba-tiba takde duit. Cuba cerita pasal bende lain, beli benda-benda yang tak penting, duduk dekat cafe dan minum kopi yang berharga Rm15 1cup, boleh, tiada masalah, yang ada masalah, bile HARI HARI nak spend the money ke tempat-tempat yang tak sepatutnya. Perlu ke? unfortunately, kebayakkan orang nowadays, want to live in life style beyond their financial means.
Truth is, every time you waste your money to buy unnescessary items when shopping, you put yourself farther farther away from financial success. Why? sebab, menghabiskan duit dan masa untuk perkara perkara yang tidak membantu menaiktaraf kewangan anda.
SUSAH nak menabung?let me show you the very simple simple step untuk start menabung.
Firstly, u have to identify "WHERE to put your money?"
Pilih tabung yang boleh bagi interest kepada anda dengan menggunakan sistem "compunding interest". Apa tabung yang menggunakan sistem "compounding interest"? Yes! UNIT TRUST!!
So, how "compounding system" in unit trust works?
Initial = RM1000
Interest rate = 8%
Deposit = RM25/week = RM1300/year
the 8% interest rate may be high /low, depending on the investment. Stocks have been historically about 10%-20% average annual return, depending on economy.
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| compounding system |
Result :
After 5 years, dengan menyimpan dalam unit trust CUMA RM25 seminggu, you would have over RM9094!. Just imagine that!!! if anda simpan lebih lama dalam unit trust, the interest earned per year boleh melebihi the yearly Rm1300 deposit. That is when you know your money is working harder than you are!! Now, imagine if anda boleh cut more wasteful spending and invest dalam "tabung" sendiri dan simpan lebih lama, you would have 10 times the money in the above example! baru lah boleh berangan jadi MILLIONAIRE!!
Simply start as soon as possible.The savings time period is the most important, while being persistent (keep saving!). JANGAN MEMBAZIR!!!. Put it to work for your future. Time really is money
start saving, NOW!
call me for appointment
013 777 0966
adelenasykn@yahoo.com
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